Terhal Gold

We Offer

Terhal gold

Covers any emergency, medical & air ambulance expenses also personal liability up to $1,00,000

Including cover for trip cancellation , Loss of baggage to many other benefits to travel around the world with absolute peace of mind.

Gold Plan

Schedule of Benefit

(The following is only a summary of the main cover limits. You should read the rest of this Contract for the full terms and conditions)

SecCoverTerhal Gold As per plan
APersonal Accident$30,000
BEmergency Medical and Air Ambulance Expenses$100,000
Emergency dental care$500
Repatriation of mortal remains$5,000
Repatriation of family member travelling with the insured person $5,000
Travel of one immediate family member$1,000
CLoss of Checked Baggage$1,000
Delayed Baggage$500
$100 each 12 hour Period of delay
DLoss of Baggage whilst on a Trip $1,000
EPersonal Liability$100,000
FHi-Jack $1,000
24 hours
$100 per hour
GEscort of Dependant ChildEconomy Tickets
HEmergency Return Home following Death of a Close Family Member$2,000
IDelivery of MedicinesCovered
JRelay of Urgent MessagesCovered
KLong Distance Medical Information ServiceCovered
LMedical Referral/ Appointment of Local / Medical SpecialistCovered
MConnection ServicesCovered
OLoss of Passport$500
PCancellation and Curtailment$1000
QTravel Delay $1,000
12 Hours
$ 100 after 12 hours and $ 50 for each additional 6 hours of delay
RMissed Departure$1000
SAdvance of Bail Bond$5,000
TLegal Expenses$5,000
UPersonal Money $1,000 but Cash $500 Limit
VCredit Card Fraud$1000


  • Some sections of cover also have additional sub limits- for example, Section C D have a single article and valuables limit.
  • Death, loss of limb or loss of sight benefit under the age 16 and over 65 shall be limited IJS$5000.
  • No PTD benefit for participants aged under 16 or over 65.
  • An aggregate limit of IJS$I million will be applicable to each group cover bound. Please refer Policy Wording for T&C.