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DAR AL TAKAFUL’S HIMAYA SME INSURANCE

For Health and Beauty Salons

Your business is exclusive; be it your products and services, your clientele, your employees or your investment. It is essential that your clients, staff and equipment are protected in the best possible way. We, at Dar Al Takaful, understand your unique risks, and hence offer an Industry Specific product that combines property, public & product liability, workers compensation, business interruption and personal accident insurance for your employees to provide you with a comprehensive coverage. We provide insurance to Beauty Salons, Hairdressing Salons, Gyms, Massage Parlors and Alternative Therapists.

KEY COVERAGE AT A GLANCE

Contents, Furniture and Fittings
Covers loss of or damage to your physical assets like furniture and fixtures, equipment and other contents, as well as your fixed glass or signage.

Loss of Profits
Covers the risk of business interruption to your business including loss of profits, loss of rent and increased cost of working.

Fidelity Guarantee
Protects you against the risk of misappropriation and embezzlements by employees.

Public Liability
Protects you against legal liability due to accidental injuries or food and drink poisoning attributed to your premise or service.

Employees
Cover for your employees in the event of any accident or injuries during employment.

Personal Accident
Personal Accident cover for five named employees.

BENEFITS AT A GLANCE

  • Simple
    Simple to understand product covering your unique requirements
  • Competitive Rates
    Wider coverage at affordable rates
  • Comprehensive Coverage
    All your insurance necessities taken care in a single policy
  • Coverage Selections
    Options to select from, depending on your coverage needs

SCHEDULE OF BENEFITS

SME-HIMAYA-Saloons1

POLICY EXCESS

SME-HIMAYA-Saloons2

*Terms and Conditions Apply
*Note: Wherever the word (Insurance) appears, it means Islamic Insurance (Takaful).

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