DAR AL TAKAFUL’S HIMAYA SME INSURANCE
For Retail Shops
Your business is exclusive; be it your services, your clientele, your employees, your workspace or your investment. It is essential that your clients, staff, stock and equipment are protected in the best possible way. We, at Dar Al Takaful, understand your unique risks, and hence offer an Industry Speciﬁc product that combines property, public liability, workers compensation and business interruption insurance to provide you with a comprehensive coverage. Our product is ﬂexible enough, whether you are a grocer, ﬂorist, bookstore, clothes shop, or other any other specialty retailer or boutique.
KEY COVERAGE AT A GLANCE
Contents, Furniture and Fittings
Covers loss of or damage to your physical assets like furniture and ﬁxtures, equipment and other contents, as well as your ﬁxed glass or signage.
Loss of Proﬁts
Covers the risk of business interruption to your business including loss of proﬁts, loss of rent and increased cost of working.
Protects you against the risk of misappropriation and embezzlements by employees.
Protects you against legal liability due to accidental injuries or food and drink poisoning attributed to your premise or service.
Cover for your employees in the event of any accident or injuries during employment.
Personal Accident cover for ﬁve named employees.
BENEFITS AT A GLANCE
Simple to understand product covering your unique requirements
- Competitive Rates
Wider coverage at affordable rates
- Comprehensive Coverage
All your insurance necessities taken care in a single policy
- Coverage Selections
Options to select from, depending on your coverage needs
SCHEDULE OF BENEFITS
*Terms and Conditions Apply
*Note: Wherever the word (Insurance) appears, it means Islamic Insurance (Takaful).