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Fire & Allied Perils policy insures the building or its contents or both. Building can be your house or your business. This insurance policy covers damage, loss or destruction of property caused by the following perils: fire & lightning, explosions, aircraft, earthquake, storm and tempest, flood, escape of water from any tank, apparatus or pipes, Impact by any road vehicle or animal, riot, Strike and malicious damage and burglary.

This policy can be extended to cover loss of income and fixed charges of running the business due to interruption of business caused by any of the perils mentioned above which results in damage to the property insured.

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