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Contractors All Risks (CAR) Insurance policy insures damage to any contract works (mainly civil construction such as buildings etc.) including construction plant and equipment and to the Participant’s own existing and surrounding property. The policy can be extended to insure the maintenance period in addition to the actual construction period.

Section 2 of the policy will cover Participant’s liability to third parties for bodily injury or property damage.

There are two kinds of CAR policies, annual policies for contractors handling many small to medium contracts of a similar nature and a single contract policy for specific contracts.

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